A 48-year-old female from Delhi is found to have HBsAg positivity on routine blood screening during a health checkup. She is asymptomatic with normal liver function tests (ALT 35 IU/L, AST 32 IU/L, albumin 4.2 g/dL). Further serological testing shows: HBsAg positive, anti-HBc IgG positive, anti-HBc IgM negative, HBeAg negative, anti-HBe positive, anti-HBs negative. HBV DNA is undetectable by PCR. What is the most appropriate interpretation?