## Janani Suraksha Yojana (JSY) Cash Assistance Structure **Key Point:** JSY provides ₹500 cash assistance to the mother and ₹600 to the ASHA (Accredited Social Health Activist) worker in rural areas to incentivize institutional delivery. **High-Yield:** JSY is a safe motherhood intervention scheme launched in 2005 that combines cash assistance with removal of financial barriers to institutional delivery, particularly targeting rural and economically disadvantaged populations. ## JSY Components | Component | Rural Areas | Urban Areas | | --- | --- | --- | | **Mother's cash assistance** | ₹500 | ₹200 | | **ASHA worker incentive** | ₹600 | ₹400 | | **Anganwadi worker incentive** | ₹200 | — | | **Scope** | All deliveries | BPL & SC/ST only | **Clinical Pearl:** The scheme specifically targets institutional delivery at government facilities or accredited private institutions, ensuring access to skilled birth attendance and emergency obstetric care. **Mnemonic:** JSY = **J**anani **S**uraksha **Y**ojana (Safe Motherhood Scheme) ## Objectives of JSY 1. Reduce maternal mortality ratio (MMR) 2. Eliminate user fees for delivery services 3. Provide cash incentives to mothers and ASHA workers 4. Ensure 24/7 availability of skilled birth attendants 5. Strengthen referral services for obstetric emergencies **Warning:** The cash assistance amounts differ between rural and urban areas—rural areas receive higher incentives to promote institutional delivery in underserved regions. [cite:Park 26e Ch 3]
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